The Smarter Way to Make Credit Decisions

Real trade data. Predictive scoring. Complete credit intelligence — built by NACM members, for NACM members.

By NACM Members

Trusted by 15,000+ businesses nationwide

Years supporting trade credit

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The NTCR

The Credit Intelligence Network Built by Members, for Members.

The National Trade Credit Report is the only B2B credit reporting network built and maintained by NACM members. Credit professionals across the country contribute their accounts receivable data — and access the collective intelligence of the entire network to make faster, smarter credit decisions.

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Regional Affiliates

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Years Existing

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Unified Report

your region

Credit Intelligence, Delivered Locally. Backed by a National Network.

The NTCR is distributed through 12 regional NACM Affiliates across the United States. Your local Affiliate is your starting point for everything.

12 Regional Affiliates. One Powerful Network.

How It Works

Start Accessing Credit Intelligence in Three Steps.

Getting the NTCR is straightforward. Your regional NACM Affiliate handles everything.

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Step 1.

Find Your Affiliate

Locate the NACM Affiliate serving your region using our interactive map.

02

Step 2.

Request Access

Contact your Affiliate to set up your account and get credentialed for report access.

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Step 3.

Pull Your First Report

Search by business name, access payment history, scores, and portfolio tools immediately.

What Members Say

Trusted by Credit Professionals Across the Country.

We believe in building strong partnerships—read how our clients benefit from personalized strategies and ongoing support.
Dan Simpson

"NACM's National Trade Credit Reports are an integral part of our credit decision making process. Doing a routine credit check on a good-paying customer has led to unexpected red flags that have assisted in our ability to act quicker than we otherwise would have."

Andrew Jaco

"The NTCR is essential for researching an account before allowing them credit. Members also submit accounts monthly, which are compiled into a booklet for our meetings. Each of these accounts are listed in the packet with their past and present tradelines, an embers at the meeting are encouraged to share their factual experience with these accounts.

FAQs

Your Questions About the NTCR, Answered.

The NTCR is built differently than other business credit products. Here’s what credit professionals and NACM members ask most before getting started.

The NTCR is a B2B credit report built exclusively from trade payment data contributed by NACM members. It provides payment history, predictive scoring, and portfolio risk tools to help credit professionals make faster, more confident decisions.

Access the NTCR

The NTCR Is Available Through Your Local NACM Affiliate.

Connect with your regional representative to get started with the most powerful member-contributed trade credit tool in the country.