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Report Your Data
Your Data Powers the Network. The Network Protects Your Business.
The NTCR runs on trade payment data contributed by NACM members. Every account receivable you report makes the database more accurate, more current, and more valuable for every credit professional who relies on it — including you.
used for credit decisions only
businesses rely on NACM data
cost to contribute your A/R data
Why It Matters
Your Data. Your Leverage. Your Network.
Reporting your accounts receivable is one of the most impactful actions an NACM member can take — for your business, your customers, and the entire commercial credit community.
Detect fraud before it reaches you
Fraudulent patterns become visible when more members report consistently. The more data contributed, the sharper the signal — and the earlier your team can act to protect revenue.
Increase leverage with slow payers
When customers know their payment behavior is being reported, they pay more consistently. Reporting your data creates accountability that improves your DSO across the entire portfolio.
Build stronger customer credit profiles
Your reported A/R becomes part of your customers' credit histories nationwide — reviewed by banks, leasing companies, and trade creditors who rely on member-contributed data to make sound decisions.
Save hours on credit group prep
Electronically submitting your full A/R file eliminates manual prep for industry credit group meetings and removes the need to respond individually to Poll My Group or Revision requests.
Meet best-in-class credit standards
Incomplete data impedes equitable credit decisions for everyone. Companies that contribute consistently are recognized as growth leaders — within NACM and by the creditors who review their customers' files.
Strengthen the network you depend on
More than 10,000 businesses rely on NACM for credit information. Every data submission makes the national database more accurate and more valuable for every member who pulls a report.
How to Contribute
Easy to Submit. Powerful in Return.
NACM accepts your data in virtually any format. Contribution is free, and the return — a richer, more complete national database — benefits every member who pulls a report.
What Your Data Does
How Reported Data Works Across the Network
Once your A/R data is submitted, it becomes part of the most comprehensive member-contributed trade credit database in the country. Here’s what that means in practice.
Take the Next Step
Your Data Makes the Network Stronger.
Contributing your accounts receivable is free, simple, and one of the highest-impact actions you can take as an NACM member. Your affiliate is ready to get you started.